Credit Cards for People with Really Bad Credit You have bad credit. Your credit score is low. You need to reestablish credit to raise your score. No one will give you a second chance because of your low credit rating. It’s a Catch-22 scenario. Sound familiar? What do you do when nobody will... ( added 3 years 123 days ago.)

Survival Mode: 3 Things To Do When You Are Broke With Bad Credit I had an early appointment that Saturday morning in February. Debbie Gardner showed up to meet with me and I listened to her story: single mom, two kids, 9 to 5 job, and no child support. Debbie had overextended herself on credit cards, car... ( added 3 years 123 days ago.)

Breaking an Apartment or Landlord Lease I teach people on how to stop renting and own their own home. At our seminars each month I am asked a commen question, "How do you break a lease?" There are actually several answers to this question. To start, you should carefully review the... ( added 3 years 124 days ago.)

Credit Scores and Credit Repair: The Naked Truth You Need to Hear In high school we were required to read a book by Nathanial Hawthorne called The Scarlet Letter. It is about a woman living in the 1700’s Puritan era that is accused of adultery and forced to wear a red “A" on her clothing when she goes out in... ( added 3 years 125 days ago.)

From Wal-Mart to Wall Street: How to Become a Millionaire With Your Part-Time Job This story is true and although I was asked by its subject, my longtime college friend “David" not to reveal his full name, I will include specific details of how he accomplished something I feel is truly a story of American spirit, and personal... ( added 3 years 129 days ago.)

Pirate Party Ideas for Childrens Birthday My son turned 9 in March and wanted to have a Pirate Party. Being that I was promised to provide the best and most memorable party possible, I did my homework and planned an event for not only the 20 children, but for the attending parents as... ( added 3 years 136 days ago.)

Worst-Case Scenario: Surviving Last Minute Problems When Buying a Home There is a popular series of books in the stores which tell the reader how to survive everything from an airplane crash to defending yourself from a harrowing shark attack. I found myself perusing the pages noting that I guess I should know what... ( added 3 years 139 days ago.)

10 Really Stupid Things I Did With My Money As a credit counselor and instructor to first time home buyers, I teach a course called Home Economics. It’s a 1 ½ hour class on understanding how to buy your first home and manage the new mortgage payment. The FHA (Federal Housing Administration)... ( added 3 years 153 days ago.)

13 Things Your Landlord Doesn't Want You to Know Landlord-tenant disputes are common and can become very emotional. Knowing the legal rights and obligations described below will help you avoid these types of disputes. To start, renters have rights. Some of them are outlined below for your... ( added 3 years 154 days ago.)

The Millionaire's Secret Formula You can ask any 6 year old the formula for water and they will know it is H20. We are taught from the earliest age the basic formula for life. There is also a formula for wealth and success that anyone can tap into and affect their life... ( added 3 years 158 days ago.)

The Future of Real Estate: Buying a Home in 2015 The year is 2015 and John Smith wants to buy a home for his family. He returns to his smart apartment. The front door, sensing his presence by the chip in his cell-wallet, unlocks itself automatically. John walks into his kitchen and starts a... ( added 3 years 164 days ago.)