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238 Articles Total
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Little Lender Tricks That Can Cost Borrowers Lots of Money The Personal Finance Company representative had prepared the loan papers in time for my wife and I to sign at 4:30 PM one Friday. With one quick swipe of the pen in hand, the loan representative said, " Your first payment will be $109, and the... ( added 7 days 8 hours ago.)
The iPad: Why We Are Not Buying an Apple iPad I don't like to review products whether they be books, furniture, automobiles, or electronics. I'm just not good at reviewing products. And I don't think this current piece qualifies as even a poor product review. I'm simply registering my... ( added 10 days 14 hours ago.)
Underwater Mortgage: Why You Should Walk Away I heard the sad story of a home owner who borrowed more than $300,000 on a house that now appraises for less than half that price. To “help” the borrower, Chase Bank modified his mortgage from a 30-year-fixed to 40 years at a lower... ( added 11 days 16 hours ago.)
Underwater Mortgage: What Will Happen If I Walk Away? A Wise Geek blog explains upside down mortgages this way:
"Underwater mortgages are mortgage arrangements that effectively leave the owner with more debt on the property than the current market value . Generally, an underwater mortgage... ( added 13 days 15 hours ago.)
Brainwashed to Borrow: Six Lies Lenders Use to Keep Borrowers In Debt
Lie #1 : The language of lending: Borrowing money is called anything but debt. Debt's many nicknames include note, mortgage, line of credit, home equity line of credit, buying power, charge card, charge, plastic, loan, pay-day loan, cash... ( added 27 days 15 hours ago.)
The Art of Saying I'm Sorry: How to Apologize Like You Mean It Because we are morally frail beings, we need a system or process for mercy. Confession, repentance or apology offers us that gift, that opportunity to make it right...for a second chance. But what goes into saying "I'm sorry" and really mean it?... ( added 32 days 8 hours ago.)
Portraits of a Debtor: What It Really Means to Be in Debt “ A picture is worth a thousand words.” So, here are four visuals of what it really means to be swamped in consumer debt.
Portrait #1: The Debtor is Under a Curse of Interest Payments . The curse of debt is the interest payments... ( added 33 days 23 hours ago.)
How to Buy a Puppy: Asking the Right Questions; Counting the Cost There is more to bringing home a puppy besides the furry fellow's brilliant colors or cute look. Why be just another dog owner when you can become an informed dog owner? I hope these simple tips from one dog owner to another will contribute to... ( added 35 days 10 hours ago.)
Why New Year's Resolutions Fail; I Must Confess
As a devoted resolution maker and one
who failed more often than I succeeded, I have analyzed the reasons
why I kept failing to achieve my resolutions until just few years
ago.
My resolutions often fell flat because
they were... ( added 37 days 7 hours ago.)
Can Debt Be a Means or Sign of Blessing? T he word “bless”, “blessed” or “blessing” is one of those loaded words with many meanings. Just look up “blessing” in a dictionary, and you will see just how full of meaning the term is. But one... ( added 38 days 9 hours ago.)
Does the Bible Say Anything Good About Debt and Borrowing? Everything we read in the Bible about debt supports the following three statements:
First , the Bible says nothing good or positive about debt and borrowing . In the Scriptures every mention of debt is negative. The paramount text on this... ( added 39 days 13 hours ago.)
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