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228 Articles Under This Category
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Homeowners Insurance 101 -
Terry Mitchell (5,358)   Terry Mitchell 
If you are a new homeowner or about to become one, it is vital that you learn what you need to know about homeowners insurance. Whether you bought your home with cash or are financing through a mortgage company, it is important to insure your home.
If you are taking out a mortgage to pay for... ( added 4 days 22 hours ago.) |
Bill Clinton: Imperfect Healthcare Reform Better Than None -
- Yamileth Medina (1,831)   Yamileth Medina 
The current healthcare reform debate must bring up some bad memories for former President Bill Clinton. He, with the help of then-First Lady Hillary Clinton, tried to enact their own bill to reform the health insurance industry early in his first term. Their attempts failed to receive enough... ( added 9 days 19 hours ago.) |
Overpriced Health Insurance Plans For Students -
- Yamileth Medina (1,831)   Yamileth Medina 
When talk of healthcare reform has turned to young adults, it has normally served to use them as a political football. Either they are the "young invincibles" who must be forced by strict mandates penalties to buy a health insurance plan, or they are the martyrs paying higher premiums to support... ( added 10 days 14 hours ago.) |
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Gay and Lesbian Couples Save On Health Insurance Plans -
- Yamileth Medina (1,831)   Yamileth Medina 
Many groups will see changes in their health insurance plans as a result of the House of Representatives' healthcare reform bill. While much of the impact could be considered negative, one demographic stands to benefit from a little-noticed provision. A section of the bill will broaden the... ( added 10 days 19 hours ago.) |
Health Insurance and its Social Implications -
- Geilt Alasdair (63) 
Health Insurance has been at the forefront of news stations, newspapers, local discussions and individual minds ever since Healthcare Reform came onto the table. It has created a media buzz that has not only thrown the nation into a political frenzy, but has actually boosted sales of individual... ( added 9 days 14 hours ago.) |
Health Insurance Plan Crisis Hurts Emergency Room Patients -
- Yamileth Medina (1,831)   Yamileth Medina 
Millions of people in America go without a health insurance plan, yet they still come down with illnesses and injuries they are unsure of how to handle. Although they aren't suffering from a severe ailment that requires an ambulance, Tylenol and a Band-Aid don't help. Many of these uninsured... ( added 9 days 16 hours ago.) |
Healthcare Reform With Pre-Existing Conditions: Wait 6 Months For Insurance? -
- Yamileth Medina (1,831)   Yamileth Medina 
The Democrats' healthcare reform bill has been touted as the solution for Americans with pre-existing conditions that make them "uninsurable" in the eyes of private health insurance companies. Normally, underwriters for health insurance plans consider consumers with serious health problems as too... ( added 14 days 14 hours ago.) |
Differences Between The Republican and Democratic Healthcare Reform Bills -
- Yamileth Medina (1,831)   Yamileth Medina 
The Republican Party has spent the past several months serving as vocal opposition to the healthcare reform bills supported by the Barack Obama administration and Democratic members of Congress. During that time, they have seen success in influencing public opinion. However, many were frustrated... ( added 17 days 15 hours ago.) |
Is Abortion Going To Stop Healthcare Reform In Its Tracks? -
- Yamileth Medina (1,831)   Yamileth Medina 
Healthcare reform seems to be moving along in Congress. Speaker of the House Nancy Pelosi appears to have a majority of Democratic representatives on board, while Senate Majority Leader Harry Reid is on his way to getting 60 votes in the Senate. However, there is one major issue that has the... ( added 17 days 17 hours ago.) |
Will Healthcare Reform Cost Democrats Congress? -
- Yamileth Medina (1,831)   Yamileth Medina 
The Democratic party has made comprehensive healthcare reform its top priority this year. A majority of Democrats in the House of Representatives are backing Speaker Nancy Pelosi's proposal. One of its provisions is the creation of a government-run insurance plan, otherwise known as a public... ( added 17 days 21 hours ago.) |
Is Consumer-Directed Healthcare The Solution to Insurance Costs? -
- Yamileth Medina (1,831)   Yamileth Medina 
The cost of health insurance has rocketed over the years. Many have cited the increased the use of health care services as a reason. As a result, any form of healthcare reform must reduce spending. Some people fear that a public option run by the government would lead to rationed care and... ( added 18 days 19 hours ago.) |
Juvenile Diabetes and Life Insurance -
- Leonard Robbins (232)   Leonard Robbins 
Underwriting life insurance has always been a conservative undertaking, and nowhere has this been more evident that when it comes to underwriting the individual with juvenile diabetes. Also known as Type 1 diabetes, this disease affects newborns, children and adolescents.
In the non-diabetic... ( added 5 days 13 hours ago.) |
Move to the Wrong Region and Spend More for Insurance Premiums -
Alston Balkcom (574)   Alston Balkcom 
Select your next home wisely. The rates for various types of insurance protection is impacted by the neighborhood you live in.
The region you live in, the muncipality, even the zip code could be impactful. It might help or hurt you when it comes to the cost for various lines of insurance.... ( added 7 days 18 hours ago.) |
Techniques for Lowering the Cost of Health care Coverage -
Alston Balkcom (574)   Alston Balkcom 
You may be able to stopover spending every year on your health and accident insurance policy. You might be able to use certain tricks and get a lower insurance rates. Combining your family's insurance coverage and a getting a combined singe policy may be the most cost effective approach. However... ( added 7 days 18 hours ago.) |
Socialized Medicine Pros and Cons -
Alston Balkcom (574)   Alston Balkcom 
Each update on universal health insurance I hear on the the radio has a different opinion. According to certain comentators the countries who use socialized medicine have damaged their economies and are forced to ration health care to senior citizens. According to others they see the advantage or... ( added 7 days 18 hours ago.) |
How to Obtain Insurance Coverage for "Difficult to Insure" Aircraft -
Robert M. Bernstein, MD, F.A.A.D. (655) 
There are many aircraft in the aviation insurance industry that are considered "difficult to insure." There are many reasons that an aircraft may fall into that category that will be covered in this article. Before purchasing an aircraft, insurance should always be considered. Get the insurance... ( added 8 days 17 hours ago.) |
Is Purchasing a Whole Life Insurance For Children a Wise Decision? -
Walter Sigmore (1,284)   Walter Sigmore
There has been a long debated issue whether or not purchasing whole life insurance for children is a wise decision. This is because adult insurance buyers are looking for an insurance policy which will prevent any financial difficulty in case of an untimely death unlike in the cases of kids. But... ( added 10 days 14 hours ago.) |
Understanding Health Maintenance Organizations -
- Julie Newman (2,053) 
What is a health maintenance organization and what does it do? To get the whole picture you need to know that they were created originally during the 70's because of a government mandate that said any business with a certain number of employees had to provide health care for their workers. It is... ( added 1 day 9 hours ago.) |
The Importance Of Health Insurance For Kids -
- Julie Newman (2,053) 
If you have kids or soon will you need to look into getting insurance coverage pretty quick. To decide on the type of insurance that will work best for you it is a smart idea to give it some thought and look at what some plans cover. Every family is different and when the children are small they... ( added 1 day 9 hours ago.) |
Filing an Insurance Claim for an Aircraft after a Loss -
Rick Ross (87) 
You have just returned from lunch. It has been a quiet morning. Then your chief pilot approaches and says "we just had a loss". These words strike immediate fear and concern to you -- at least they should. Now what to you do? Hopefully this will be your first experience and you are not sure what... ( added 1 day 18 hours ago.) |
How to Obtain Insurance Coverage for "Difficult to Insure" Aircraft -
- Rick Ross (87) 
There are many aircraft in the aviation insurance industry that are considered "difficult to insure." There are many reasons that an aircraft may fall into that category that will be covered in this article. Before purchasing an aircraft, insurance should always be considered. Get the insurance... ( added 2 days 20 hours ago.) |
Universal Life Insurance Explained -
- Donald Lusan (108) 
Consider universal life insurance. One of the more popular permanent policies is the universal life policy. What is this universal life all about anyway? This policy is permanent insurance which allows for flexibility in premium payments as well as in death benefit amounts. Think of this policy... ( added 3 days 13 hours ago.) |
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Life Insurance Comparison: What you Need to do at 50+ -
- Ruth Berg (47) 
With regards to looking for the best insurance policy for those over 50 years of age , you must not neglect an important process: comparison shopping . Regardless of age or type insurance, comparison shopping is a must to ensure the best policy for your needs at the lowest cost.
In spite of... ( added 7 days 13 hours ago.) |
Home insurance - Don't forget about it -
Alston Balkcom (574)   Alston Balkcom 
Homeowners insurance is often overlooked. Automobile, medical care and vehicle insurance plans are often prioritized more highly. However, it is equally as important to be concerned about your homeowners insurance insurance as well.
Homeowners insurance or the absence of it, can ruin your... ( added 7 days 18 hours ago.) |
Making Choices about Pregnancy Coverage -
Alston Balkcom (574)   Alston Balkcom 
Private health coverage plans that can cover the costs of maternity services including prenatal visits and the hospital medical care can cost much more than similar plans which do not provide coverage for maternity-connected expenses. You might invest thousands each year for these additional... ( added 7 days 18 hours ago.) |
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