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52 Articles Under This Category
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WARNING: Do Not Take This as Financial Advice -
 - E. Raymond Rock (3,064)     
E. Raymond Rock   
The recent upturn in some of the indicators and the stock market is because of stimulus and businesses cutting expenses. This won't last. There is no stimulus left and nowhere else to cut except perhaps to go completely out of business and sell the assets - if you can find a buyer. There will be... ( added 11 days 18 hours ago.) |
Everett mortgage: ARM's set to adjust will hurt economy -
- Jim Johnson (70) 
ARM's set to Adjust in Next few Years will bring another round of Foreclosures
Millions of adjustable rate mortgages (ARM) are set to adjust in the next few years. This will probably bring a new round of mortgage foreclosures
.About 10% of all mortgages are ARM's set to adjust. Many will... ( added 2 days 6 hours ago.) |
Middle Class Mirage -
Missing Link (708) 
Missing Link
I do wonder at times if the American Dream is nothing more than a suburban myth, a middle class mirage. Is our economic system set up to mollify a massive work force of serfs for the enrichment of some house of lords?
Let's examine the evidence for this way-out theory of economics. All through... ( added 1 year 139 days ago.) |
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Will the Fed Tightening Cycle End in Early 2006? -
Arthur Eckart (341)
U.S. ECONOMIC BACKGROUND AND POLICY In a free market system, when demand exceeds supply, prices rise and there is excess profit. So, new supply is created, until excess profit disappears. In the U.S. over the past few years, inflation accelerated, corporations had strong profit growth, and the... ( added 3 years 319 days ago.) |
The U.S. Consumption Bubble -
Arthur Eckart (341)
There have been several important structural shifts in the U.S. economy over the past 25 years. One important recent shift has been a higher level consumption, through a multiplier effect beyond autonomous consumption, which accelerated over the past 10 years, and perhaps peaked in 2005. This... ( added 3 years 334 days ago.) |
The Big Scam -
- JP Bender (9,639)  
JP Bender
For readers unfamiliar with the newspaper business, investigative reporters pride themselves on their ability to get the breaking story with the straight facts straight. Sometimes we have fun as well.
The old scam
Who of us hasn't heard from the (a) banker, (b) lawyer, (c) general, (d)... ( added 87 days 22 hours ago.) |
Over Inflated Petroleum Prices -
- JP Bender (9,639)
JP Bender
More than a millennium ago the only western' religion around taught us that the Earth was the center of the universe and to believe or teach otherwise was a mortal sin' punishable by torture and death.
When you think about it, since those archaic times, man has been lied to thousands of times... ( added 88 days 6 hours ago.) |
AIG: In Defence of Fallen Heroes -
- Aetius Romulous (4) 
Aetius Romulous
Here's the thing.
The American financial system has been doing this sort of thing since its inception. There were a few collapses along its 125-year history, and once in a while regulation was imposed as a reaction to events. Once the crisis receded from memory, regulation was relaxed and off... ( added 230 days 3 hours ago.) |
From Credit Culture to Savings Society: Can You Afford Not to Make the Transition? -
Mogama (16,433)  
Mogama
One tragic day, a large family awakes
to find themselves in the center of a massive earthquake that
strikes their beloved home. The earthquake shatters the walls of the
house, and the roof is littered with damages that call for
replacement, not repair. The house's foundation is laden... ( added 262 days 20 hours ago.) |
7.5% Unemployment. Don't Worry, for the "Natural Rate of Unemployment" Is Just Under 6% -
Jeff Brown (9,920) 
Jeff Brown
"In the U.S. today, economists
estimate it [Natural Rate of Unemployment] to be slightly less than 6 percent. Friedman is said
to regret the term "natural rate of unemployment," since
it implies that a certain amount of unemployment is acceptable.
Therefore, most economists prefer to use the... ( added 269 days 19 hours ago.) |
Made in the United States with Money Supplied by China. -
Jon Searles (2,104) 
Jon Searles
Economic recessions have occurred 11 times in our country. The primary causes have been economic system failures, wars, and weather. I propose that the current recession is not caused by economic systems although we do hear constantly of the failure of the banking system to regulate itself and... ( added 296 days 4 hours ago.) |
Could a Tax Break Now, Help Our Future Economy? -
Luis Cardenas (210) 
The senate and the new president offered to work on getting "tax breaks" for the US taxpayers. The idea is to capitalize the country and generate new jobs. These savings will put more money in our pockets that could help us get out of "the financial hole" in which we are now but, do tax payers... ( added 305 days 14 hours ago.) |
How You Can Save Money On Your Power Bill -
- Fran Larson (2,158) 
Fran Larson
It's on everyone's mind. It is frustrating, degrading, disappointing, worrisome and just plain "the pits." Yes, I am talking about the economythat word that sends us searching for answers and yet knowing it is all beyond our control. We are helpless to change the situation. Now that the horse is... ( added 1 year 4 days ago.) |
How About a Credit Amnesty? -
Robert Melaccio, Sr. (5,168) 
Robert Melaccio, Sr.
Sound crazy well think again. That money is lost and it will impact the taxpayers of America like it or not. Zero, from zero is still zero. You can't get blood from a stone. So a Credit Amnesty will in my opinion stop most if not all of the litigation and it will put money back into the pockets... ( added 1 year 9 days ago.) |
Current Financial Crisis Is Just Temporary -
Terry Mitchell (4,949) 
Terry Mitchell
Despite what the doomsayers and Chicken Littles of the world would have us believe, our current financial crisis (if we can even call it that) is just temporary. Yes, the vultures are circling, but there will be no carcass for them to consume. All of this is merely a bump in the road and we will... ( added 1 year 39 days ago.) |
Identified: The Weakest Link in Capitalism -
Mogama (16,433)
Mogama
It's midway through September 2008, and Lehman Brothers has filed chapter 11 bankruptcy already? Wasn't it just last month that Lehman Brothers told the world that they would come out of their seeming troubles just fine? Last year, didn't some executives of that firm earn salaries and bonuses in... ( added 1 year 54 days ago.) |
Are We In a Recession or a Depression ??? -
EVA DE LA TORRIENTE (162)
More than seven moths ago, I wrote an article describing, up to the very last point,what would happen to this (our country the USA), if we continued spending "Billions" (by now Trillions) of dollars in a futile war that should had never been started. All for a country that is not our country and... ( added 1 year 115 days ago.) |
A Few Words On The Economy -
- The Cultural Economist (7)
In March of 2007, I predicted America would have a recession before the end of 2008. At that point in time, my thoughts were greeted with a certain amount of shall we say skepticism. Well. Here we are one year later. It would appear the number of skeptics has decreased. So. What is happening to... ( added 1 year 244 days ago.) |
The Federal Reserve System and Our Money. -
- Robert Melaccio, Sr. (5,168)
Robert Melaccio, Sr.
Most of us understand that The Federal Reserve insures each and every single account in most commercial banks for up to $100,000 per account. That means any defaults and if your account in under $100,000 dollars you're insured. If you have a hundred accounts under $100,000 you are insured for... ( added 2 years 80 days ago.) |
10 Really Stupid Things I Did With My Money -
John Hopkins (3,006) 
John Hopkins
As a credit counselor and instructor to first time home buyers, I teach a course called Home Economics. It’s a 1 ½ hour class on understanding how to buy your first home and manage the new mortgage payment. The FHA (Federal Housing Administration) requires such classes for certain first time... ( added 3 years 140 days ago.) |
Ideas and Tips for Stretching the Dollar -
- Fran Larson (2,158)
Fran Larson
Everywhere we go, people are discussing it, debating it and wondering about it. We are talking about the "E" word, more commonly known as the "Economy." It is now common knowledge that we are officially in a recession.
However, the "worst of times" can also be the "best of times." We can turn... ( added 21 days 2 hours ago.) |
Is This the Right Time to Spend? -
- Jan Hayner (4,582) 
Jan Hayner
According to the government, we are getting help so that we can put more money back into the economy and thus make the economy sound again.
I want to know how paying the electric bill is going to help the economy when we know that they will ask for a price hike because they did not make... ( added 206 days 12 hours ago.) |
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The Financial Crisis Explained to Joe the Plumber -
- Alexis Sixela (3)
When many people lose half their retirement plan, they are entitled to an explanation. Don't expect it to come from the politicians. They says 'It's a crisis' like they would say 'It's a hurricane'. We are left in the dark, grabbing any little hope we can find in the news and trying to understand... ( added 360 days 16 hours ago.) |
Being Prepared For an Emergency Eight Great Surprise Benefits -
- Sue Merriam (17)
Tired of all the doom and gloom you've heard lately? Trust me, you're not alone. Dow Jones dropping points, GM going bankrupt, threats of terrorism. Yikes!
In these scary, unstable times, we do need to prepare for the worst, but there are a lot of benefits you wouldn't expect. Of course... ( added 1 year 27 days ago.) |
I Am A Billionaire And I Did Not Know It -
- Dan Bimrose (1,259) 
Dan Bimrose
All of us have been forced to deal with high gas prices and a rising inflation rate. 5.02% is not what we are used to in the United States. Imagine 2.2 million percent inflation. It is kind of hard to conceive of. I would have a hard time believing that my annual raise would be able to keep up... ( added 1 year 108 days ago.) |
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52 Articles Total in this category
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