|
|
35 Articles Under This Category
Now Displaying Page 1, Articles 1 to 25
Next Page 1 2 |
|
Free Credit Report Online: What you need to know -
 - Ruth Berg (0)  
If you are concerned about your credit, you've probably noticed there is a lot of confusion about credit scores and credit reports.
First, you should know that your credit score is derived from information that is found in your credit report. Indeed, it is likely that you will have three... ( added 2 days 16 hours ago.) |
Bad Credit--Millions Have It--Find Out How You Can Repair It -
Steve Kovacs (4,545)    
Steve Kovacs  
Some of the most common ways people get bad credit is from having late or unpaid credit card balances, home foreclosures and bankruptcy filings. In today's financial climate, it is more important than ever to have good credit. Did you know a bad credit score could even cost you a job, or prevent... ( added 128 days 16 hours ago.) |
Credit Sharks: How Banks and Credit Card Companies Hook Youngsters on Debt -
Mogama (15,965)  
Mogama
I just met the newest slave on the block.
Backpack strapped to his strong
flesh-covered spine, a tall young black man stands before the counter
of his local branch of Fifth Third Bank. In contrast to the quiet
youngster, the bank teller, perhaps not wanting to be accused of... ( added 299 days 17 hours ago.) |
| |
|
|
| |
5 Proven Steps To Budget Motivation -
- Michael Killian (285)  
Michael Killian
If you ever wanted to get ahead financially if you ever thought you wanted to get out from under a sea of debt if you ever wondered where the money went YOU NEED A BUDGET! But how do you develop a good budget and how do you stick with it?
Developing a Workable Budget
Review your last 12... ( added 1 year 350 days ago.) |
4 Easy Tips For Increasing Your Credit Score -
Bonny Puckett (195)  
Bonny Puckett
One of the most important tools used in real estate investing is your credit score. When it comes to investing in real estate, you want to secure the highest return on investment possible. A credit score has the ability to make or break an investment deal. It can also have a significant impact on... ( added 2 years 263 days ago.) |
The Best Way to Improve Credit Scores -
Stephen Snyder (433) 
Stephen Snyder
Less than 6% of the population in the United States can brag about having FICO credit scores above 800.
It's an elite club.
The benefit of having a score above 800 is that you're guaranteed credit approval with the best terms from the best lenders. No hassles. Only the red carpet... ( added 3 years 8 days ago.) |
Credit Scores and Credit Repair: The Naked Truth You Need to Hear -
John Hopkins (2,998) 
John Hopkins
In high school we were required to read a book by Nathanial Hawthorne called The Scarlet Letter. It is about a woman living in the 1700’s Puritan era that is accused of adultery and forced to wear a red “A" on her clothing when she goes out in public. This branding was a manner of labeling her... ( added 3 years 112 days ago.) |
The Techniques of Scam Artists -
Bill Cash (7,677)
Con artists are becoming bolder and more sophisticated in their attempts to steal your hard earned money.
They now pose as employees of government agencies and use phone numbers that appear to be coming from a legitimate source, like Washington, DC or even your own area code
Some claim to... ( added 33 days 10 hours ago.) |
Free Ways to Get Your Credit Report -
Ronyae (4,519)
Did you know that there is a requirement stating that each of the nationwide consumer reporting companies have to provide you with a free copy of your credit report due to a recent admendment of the federal Fair Credit Reporting Act? Yes, it's true! At your request, the reports can be obtained... ( added 281 days 22 hours ago.) |
Your Rights and Debt Collection -
Robert Hughes (3) 
Robert Hughes
The Fair Debt Collection Practices Act (FDCPA) requires that debt collectors treat you fairly and prohibits certain methods of collection. Debt collector as defined by FDCPA; "Any person that is into the business or who regularly collects or attempts to collect debts is a debt collector". The... ( added 2 years 223 days ago.) |
Why Your Credit Report Will Never Be Right -
Stephen Snyder (433)
Stephen Snyder
You're getting ready to make a major purchase on credit and want to get the lowest interest rate possible. You know that paying down your credit cards will increase your credit scores. So that's what you do. You collect all your recent credit card statements. Verify each balance owed. And grab... ( added 2 years 324 days ago.) |
Survival Mode: 3 Things To Do When You Are Broke With Bad Credit -
John Hopkins (2,998)
John Hopkins
I had an early appointment that Saturday morning in February. Debbie Gardner showed up to meet with me and I listened to her story: single mom, two kids, 9 to 5 job, and no child support. Debbie had overextended herself on credit cards, car payment and other expenses. She also had recent... ( added 3 years 109 days ago.) |
High Cost of A Low Credit Score! -
Jim Baines (7)
A lot of people don’t realize how a low credit score (credit scores run from 300-850) can really cost you a lot of money. Any time you apply for credit, the company you are applying at will normally pull a credit report and score from one or all three of the major Credit Bureaus.
This credit... ( added 3 years 119 days ago.) |
How To Raise Your Credit Score -
Steve Gillman (10,762)
Is it really that important to raise your credit score? Maybe. Lenders have "break points" between scores that get you one interest rate or another. Suppose you have a score of 688, and the lender drops the mortgage rate by .5% at 690. Those two points can cost you an extra $20,000 in interest on... ( added 3 years 121 days ago.) |
Building a Better Credit Report -
Bill Cash (7,677)
If you're an adult you probably have a credit report because any time you have applied for insurance, a loan or a credit card, a file was created in your name. Or, if a file already exists in your name, it is updated every time you do one of those things. This file is also updated with other... ( added 34 days 15 hours ago.) |
Should You Use Credit and Debt Counseling Services? -
KimberlyAnn Scharfenberg (169) 
KimberlyAnn Scharfenberg
What is a credit and debt counseling service? A credit counseling service (or debt counseling service, or debt consolidation service) is an organization that does exactly what it sounds like: They provide advice and assistance to people who either need help with a poor credit rating or want to... ( added 40 days 17 hours ago.) |
Yes, You Can Learn How to Fix Credit on Your Own! -
- Wendy Polisi (43)
Although there are a million and one services out there, especially on the Internet, claiming to be able to repair your credit for you, in reality you can do most of this yourself. Believe it or not, there are strong consumer protections created by law that allow the average person to repair... ( added 44 days 18 hours ago.) |
How Your Credit Works For You -
KimberlyAnn Scharfenberg (169)
KimberlyAnn Scharfenberg
In this day and age, it is very important to know how credit works. Credit is very important because it affects not only what you want now, but also what you can have in the future. Your credit also affects things that you probably did not even realize. Did you know that it can possibly affect... ( added 53 days 10 hours ago.) |
Avoiding the $475,000 Mistake Entering the Credit Bid -
- Joffrey Long (21)
By John L. Hosack and Joffrey Long
Finally! The delays are over and your foreclosure is going to sale. The trustee asks for bidding instructions. The grand total owing on your loan (a first trust deed) is $575,000. The value of the property is $500,000. Would you open the bidding at $575,000?... ( added 63 days 16 hours ago.) |
What Everybody Ought to Know About FICO Scores! -
- Wendy Polisi (43)
The most common credit score used by mortgage lenders in the United States is the FICO score. This score helps lenders determine a loan applicants creditworthiness and has a direct bearing on the terms that the lender is likely to offer any given individual. Generally speaking, the higher the... ( added 76 days 10 hours ago.) |
FREE Annual Credit Report -
- Michael Killian (285)
Michael Killian
A free copy of your credit report is available to every consumer annually. This article discusses the free report as well as repairing your credit report once you have your credit file on hand. Colorado, Georgia, Maine, Massachusetts, Maryland, New Jersey and Vermont always had a right to one... ( added 1 year 348 days ago.) |
How FICO is Computed -
Chris Wight (15)
Have you heard of a FICO score? This is the score
that the major credit bureaus give you based upon numerous criteria
that allows lenders to see how well you do at repaying your debts.
However, what can identity theft do to your credit score? It can ruin
you in a very short period of time.... ( added 2 years 87 days ago.) |
| |
|
|
| |
Stop Harassing Collection Calls -
Lou Tompkins (66) 
Lou Tompkins
California and Federal law require collection agents and creditors to stop contact by telephone or mail after receipt of a "stop contact" letter. The letter sent by you to each individual creditor or collection agent creates a legal duty upon them to cease contact. However such a letter may... ( added 2 years 93 days ago.) |
The Fastest Way To Pay Off Credit Card Debt -
Steve Gillman (10,762)
You have credit card debt, and you wan to pay it off as quickly as you can. We will assume that you are going to stop creating more debt. You have changed your ways. You also understand that paying credit card balances with a consolidation loan or rolling it into a mortgage isn't paying it off.... ( added 3 years 82 days ago.) |
Raise Your Credit Score & Reduce That Car Payment! -
John Dow (69) 
John Dow
One of the most often overlooked areas that a higher credit score can save you money is on a car loan. The car buying process can wear down anyone and by the time you get to the financing part, you just want to get out of there. And guess what, the car dealers know that.
The car selling... ( added 3 years 111 days ago.) |
|
|
| |
|
35 Articles Total in this category
Next Page 1 2
Submit an Article!
|
|
 for
the most recent articles under Finance / Credit Repair ?
|
|
