Well, doesn't that depend on what's causing you to be unhappy, in the first place?
If you have just lost a loved one, no amount of money can mitigate the loss or make you happy, only time and your own attitude will eventually lessen the pain and hopefully bring some joy back into your life.
However, if a stack of unpaid bills is facing you each day, wouldn't enough money to pay them make you happy?
If you or someone you love, needs expensive medical care and you can't afford it, would money not be the happy answer?
So, before we adopt some of these negative "knee jerk" cliches about money, we should see how they apply to the reality of the situation.
Money is not a "magic bullet", but then in life, what is? But the effectiveness of money, like most of the other life enhancing tools that we use and have come to rely on in our world, it is all relative.
Being without money doesn't automatically make someone unhappy, but neither does having money guarantee happiness.
Rich people are happy because they don't have to be worried and concerned that they cannot to pay bills, make the purchases they want, travel, entertain and so on.
But if they became ill and money could not help, they would be just as unhappy and miserable as the poor person who cannot afford the treatment in the first place.
Money cannot actually buy you or anyone else more hours in a day, but it can give you more freedom to choose how you spend those hours .
A very happy by-product, choice!
"Freedom of choice", if there was ever a magical phrase, that one is it! That is the happiness that money buys!
Financial freedom is truely a life liberating goal and should not be taken lightly.
I wish schools and other life-guiding institutions saw the efficacy of teaching our young men and women the value of become financially self-sufficient and independent.
Lack of money or too little money, limits our options and the choices we can make in and about our lives.
After you have worked many years and anticipated a retirement of ease and financial security,
it is very discouraging to see that dream slip away, because the retirement strategy you chose has not provided the income you will need.
It is never too late to learn, adjust and make a new plan!
Start a retirement plan with a 3 months interest- free loan that is 100% financed and has no margin calls due to fluctuations in the market.