If you have been involved in an automobile accident in Michigan you may well be entitled to receive thousands of dollars every month that you otherwise might miss out on.
Insurance agents and police officers have specific responsibilities that do not include making sure you get the justice and compensation for damages you have suffered. That is the specific task of an auto accident lawyer.
If you were involved in a car accident in Michigan you increase the chances of a maximum verdict by relying on the services of an auto accident lawyer who specializes in Michigan No Fault Law.
You likely are entitled to monetary payment for pain and suffering caused by the car accident if:
you were a passenger or if the other driver was more than 50 percent at fault
you did not intentionally cause the accident
you are insured
a physician states the accident was more likely than not the cause of your injuries
The likelihood of a judgment in your favor depends upon how significantly the auto accident affects your life. In reaching a verdict about an automobile accident in Michigan, judges and juries will consider:
What activities you can no longer perform
How long you were off work
Whether you have visible scarring from the car accident
Whether the auto accident resulted in permanent, disabling injuries
Because of the way Michigan No Fault Law works, auto accident victims in Michigan are entitled to benefits such as payment of medical expenses, lost wages and attendant care, unless they were driving a car they own without insurance.
Other possible benefits include reimbursement for travel to medical care, and household services such as cleaning, yard work, etc. If you are rear-ended, or the accident is not your fault, you still must file a claim with your insurance company.
Under Michigan No-Fault Law, auto accident victims may seek recovery of damages incurred by filing a first party claim, a third party claim, or a mini tot claim.
When the motorists buys a "first party" policy, most insurance carriers provide coordinated coverage. So if you have insurance from another source, such as health insurance that includes medical costs from a car accident, than the claim is paid first by the health insurance policy or other policy involved. Any remaining expenses not covered by the health insurance carrier or other insurance policy are then paid for by the No Fault vehicle insurance policy. You may want to ask your insurance agent about a first party No Fault policy that is not coordinated with your other insurances. It may cost more but should be of greater benefit to you.
When serious injuries are involved it can be very challenging to learn if you are indeed eligible for long-term benefits. Your insurance agent may not tell you all you should know about your benefits so have your interests fully represented by consulting with an attorney.
About the author: Terry Cochran, senior partner in Cochran, Foley & Associates, P.C., a Michigan law firm specializing in personal liability, medical malpractice, and SSD/SSI appeals. Cochran does not represent insurance companies or corporations but instead bases his practice upon representing individuals and families. http://www.cochranfoley.com 800-322-5543.
Terry Cochran, senior partner in Cochran, Foley & Associates, P.C., a Michigan law firm specializing in personal liability, medical malpractice, and SSD/SSI appeals. Cochran does not represent insurance companies or corporations but instead bases his practice upon representing individuals and families.800-322-5543, http://www.youtube.com/watch?v=jpFU0CZv4pM.
Terry here in Florida and there many can't afford to pay for insurance though mandated. Many have insuracne but can;t affor the uninsured even though it is a good protectioin you pay through the nose for it. So when cutting back, risk goes up. NMow thsoe that have the $$$ and are curtiing it I agree, fools in my opinion. There are more riding around with nothing, nada, zip, zilch then people know. Yes and sue, sue what, zero, plus zero is still zero.
Disclaimer: All information on this site is provided for informational purposes only! By no means is any
information presented herein intended to substitute for the advice provided to you by any health care or other professional
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