Medical identity theft occurs when an imposter uses an individual's name and/or other information (often insurance information) to obtain or make false claims for medical goods or services. Medical identity theft may result in erroneous entries being entered into an existing medical record, or the creation of fictitious medical records in the victim's name.
This is not only costly; it may have fatal consequences for the victim. Suppose you visit an emergency room and you're unconscious at the time of treatment. If the your medical record reflects the imposter's blood type, allergies, medications, or other medical conditions, health care providers may make dangerous errors.
Statistics indicate not only is this form of fraud growing, but it's growing rapidly. Faced with these alarming statistics, many consumers have turned to identity theft and restoration services for protection and assistance. Generally, credit monitoring services alone cannot protect against medical identity theft. A more comprehensive service can provide protection against this and other types of fraud.
Some features you should consider when looking for comprehensive protection are:
Does the service provide daily, weekly, or monthly monitoring? The better services offer daily or even real-time monitoring.
Does the service provide credit monitoring at all three credit reporting agencies? Monitoring at only one credit bureau provides insufficient protection because typically a potential creditor will only check with one of the three credit reporting agencies before opening a new account. There is no guarantee that the credit issuer will check the one credit bureau that your particular service monitors.
Does the service consist primarily of services that make you do all of the work yourself?
How does the cost of the service compare with other comparable services? Prices vary tremendously and in most cases a reflection of effectiveness of the service you will receive.
What type of assistance, if any, will you receive to recover from identity theft?
Two primary ways to prevent medical identity theft are:
Check the explanation of benefits line by line to make sure it's correct ; don't just throw it away.
If your wallet is stolen, notify your insurance company, not just credit card companies because people can use your driver's license and insurance card and become you.
Medical Identity Theft is becoming the "killer crime" of our century.
Do you want to take the risk of being a victim of the fastest growing crime? Would you like to have the best of the best when it comes to preventing not only medical identity theft but protecting all 5 areas of identity theft? They do not just give you a kit in the mail to do it yourself. You will have a licensed investigator assigned to you from the world's leading risk consulting company assist you every step of the way if you become a victim in any of the 5 areas of identity theft. http://www.Identity-Theft-411.info
Disclaimer: All information on this site is provided for informational purposes only! By no means is any
information presented herein intended to substitute for the advice provided to you by any health care or other professional
or organization.
