Writers' Community!
Home Page Two Columnists Q&A Submit an Article FAQs Contact Author Login
Article Submission
We Need YOUR Articles!
We'll Promote Them for FREE!

Author Login

New Authors
Register Here


Now Serving 8,191 Authors
71,936 Quality Articles
& 5,998 Current Users Online!
Featured Authors
Julian Price (13,305)
Dianne Lehmann (5,738)
Fran Larson (23,243)
Gregory Lewis (1,502)
Ira Coffin (12,696)
Joel Hendon (18,637)
Sandra E. Graham (10,088)
Shari Vaudo (453)
Steve Kovacs (4,119)
Linda DeWitt (1,955)
Edward Rhymes (8,802)
Brianna Popsickle (2,452)
Teresa Ortiz (11,094)
Stephany Springer (41,414)

View All Featured Authors
Most Recent
Melrose Place and Med Schools: Cost Passed On To Health Insurance

How Ted Kennedy's Replacement Is Impacting Healthcare Reform

Personalized Health Insurance Plans In Danger From Reform

States Can Opt Out of Public Option Health Insurance Plans

Diabetes Drug Might Be Weight Loss Solution; Will Insurance Cover It?

How To Eliminate Waste In U.S. Health Care

Employers Mandated To Provide Health Insurance Plan? Maybe Not

Insurance Companies: Flip-Floppers on Health Care Reform

Hollywood Promotes Health Care Reform; Will It Work?

Finding Health Care Coverage Help For Your Children

Home » Categories » Finance » Insurance » States Can Opt Out of Public Option Health Insurance Plans » Reprint Rights » Printer Friendly

Yamileth Medina

States Can Opt Out of Public Option Health Insurance Plans

Rated 3.5 out of 5
No Reader Ratings Available ?
Rate It  /  View Comments  /  View All Articles submitted by Yamileth Medina
Submitted Tuesday, October 27, 2009
Yamileth Medina (1,831)
Yamileth Medina

VitalOne Health
Add to your Favorite Articles - Join Yamileth Medina's Fan Club


There has been much speculation over the possible inclusion of a public option in the healthcare reform bill. Despite the controversy, Senate Majority Leader Harry Reid plans to ensure that a government-run health insurance program, intended to compete with private health insurance plans, is included--but there's a catch. The new provision allows states to pass legislation that excludes them from the public option. With this strategy, Democrats in both chambers of Congress are forgoing support from any of the Republicans--although only one, Maine Senator Olympia Snowe, expressed willingness to vote for any version of health care reform with some type of public option (albeit one that first had to be "triggered"). However, it will probably secure the votes of some conservative and moderate Democrats who have been unsure of the public option. However, does this version of the public option defeat the purpose of the public option, and will it meet the goals of its liberal supporters?

The irony inherent in this rule is that while it is more likely to pass, it may be less effective in insuring the most Americans. The strongest opponents of the public option are Republican politicians representing so-called "red states". Their concerns include the virtual guarantee that reform will add to the nation's budget deficit, in addition to ideological objections to the concept of health insurance plans provided by the government. Meanwhile, the Census Bureau has found that staunchly Republican states (defined as those that have two Republican Senators and voted for John McCain in the 2008 election) generally have higher populations of the uninsured than either "purple states" that don't consistently vote for either party or Democratic "blue states". For example, "blue state" children in Massachusetts were eight times more likely to be insured than children in "red" Texas. While it appears illogical that legislators would ignore the pressing concerns of children and adults under 65 without insurance, it turns out that the Congressional districts with the most uninsured are represented by largely unchallenged Democratic representatives, not to mention predominately populated by minorities. Republican-leaning states are still, on average, less insured after these skewed districts removed from the statistics.

Why would this be the case? It's possible that even though a significant percentage of their constituents are uninsured, a majority of Republican voters in these states are happy with their existing health insurance plans and see no need to change the current system. Different governing philosophies are part of the cause of this disparity in the first place. Democratic state governments are more likely to have expanded Medicaid to more individuals, increasing income limits to include people who are working at jobs that don't offer health insurance or wages high enough to buy individual health insurance on the open market. These states have also enacted comprehensive children's health insurance plans, important as almost 10% are uninsured in America. If state legislatures are allowed to pass laws opting out of the federal public option, this scenario is unlikely to change. President Obama and progressive organizations have expressed support for Reid's proposal, no doubt justifying it by saying that the perfect is the enemy of the good--but is this actually good, or the worst of both worlds? It remains to be seen if they consider a greater chance of legislative victory worth failing to meet their mission of insuring as many Americans as possible.

(Image: Andrew Aliferis under CC 2.0)

Yamileth Medina is an up and coming expert on Health Insurance and Healthcare Reform. She aims to help people realize that they don't have to go without health insurance plans while waiting for a public option, if it ever gets passed. Yamileth lives in Miami, FL.




The author of this article has chosen to make this article available with free reprint rights.
Click here to copy this article.

Reprint Rights

Join Yamileth Medina's Fan Club

No comments yet.


Was this article helpful to you? Leave a Public Comment or Question:

This Article has been viewed 9 times.
Article added to SearchWarp.com on 10/27/2009 1:19:26 PM.
View other articles written by Yamileth Medina (1,831)
Yamileth Medina


If you found this article interesting, you may want to check out:

Disclaimer:  All information on this site is provided for informational purposes only! By no means is any information presented herein intended to substitute for the advice provided to you by any health care or other professional or organization.


Today's Most Popular
A short definition of Travel Insurance

Personalized Health Insurance Plans In Danger From Reform

Ranking Homeowners Insurance Companies - The Good, the Bad and the Ugly

Top 10 Best Hospitals and What Makes Them Great

Diabetes Drug Might Be Weight Loss Solution; Will Insurance Cover It?

Melrose Place and Med Schools: Cost Passed On To Health Insurance

Single Premium Life Insurance can Instantly Increase Estate Values

Term Verses Whole Life – When it Comes to Life Insurance it Pays

How To Change Auto Insurance Companies

Car Insurance Claims Horror Stories

Viewed from Cache. Load Time: 0.020.

Home  |  Page Two  |  FAQ's  |  Contact  |  Terms of Service  |  Article Submission Guidelines  |  Questions & Answers  |  Privacy  |  Mission / About
Copyright © 1999-2009 SearchWarp.com, All Rights Reserved - SearchWarp.com is an IcoLogic, Inc. Company